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95%  Loan to Value Spousal Seperation Mortgage

95% Loan to Value Spousal Seperation Mortgage

March 30, 2017 | Posted by: Laurie Anne Faulkner

Going through a Separation or Divorce? Your home can be the asset that gives both partners a fresh start. For many separating couples, their home is their most important asset. That’s why see ... [read more]

Property Transfer Tax – British Columbia

Property Transfer Tax – British Columbia

March 22, 2017 | Posted by: Laurie Anne Faulkner

Property Transfer Tax You pay Property Transfer Tax when you purchase or acquire an interest in a property. The tax must be paid when you register changes to a certificate of title with the Land Titl ... [read more]

How Much Is The 1st Time Buyer Property Transfer Tax Rebate?

How Much Is The 1st Time Buyer Property Transfer Tax Rebate?

March 21, 2017 | Posted by: Laurie Anne Faulkner

First Time Buyer Property Tax Rebate Amounts Property Transfer Tax -You pay property transfer tax at the time you register a property at the land title office. The maximum rebate a qualified purch ... [read more]

New CMHC and Genworth Mortgage Loan premiums

New CMHC and Genworth Mortgage Loan premiums

March 17, 2017 | Posted by: Laurie Anne Faulkner

Increase in CMHC and Genworth Mortgage Loan Insurance Premiums MArch 17, 2017 Increase in CMHC and Genworth Mortgage Loan Insurance Premiums Key Facts Mortgage loan insurance helps protect lenders ... [read more]

First Time Home Buyers Property Transfer Tax Program Feb 22, 2017

First Time Home Buyers Property Transfer Tax Program Feb 22, 2017

February 22, 2017 | Posted by: Laurie Anne Faulkner

A program for 1st time buyers that keeps money in your pocket! First Time Home Buyers’ ProgramFeb. 22, 2017 The First Time Home Buyers’ Program is designed to help British Columbians pur ... [read more]

Bring your SIN Number to your Closing Appointment in BC or you Can Not Close

Bring your SIN Number to your Closing Appointment in BC or you Can Not Close

September 7, 2016 | Posted by: Laurie Anne Faulkner

SIN Number needed before Lawyers can register your new property at Land Title in BC.  When the BC Liberal government introduced their foreign buyer tax last month they also added a small detail ... [read more]

Working with a Mortgage Broker

Working with a Mortgage Broker

July 3, 2016 | Posted by: Laurie Anne Faulkner

Why Consult a  Mortgage Broker? Using a Mortgage Broker to arrange your financing has a multitude of advantages: Today’s mortgage market offers more choices than ever before, making it ti ... [read more]

New Minimum Downpayment Calculator

New Minimum Downpayment Calculator

March 8, 2016 | Posted by: Laurie Anne Faulkner

On February 15 2016, mortgages insured by CMHC will have new down payment rules. See if your new mortgage will be effected by these changes. What’s the price? We’ll show you if the new do ... [read more]

BC Newly Built Home Property Transfer Tax Exemption

BC Newly Built Home Property Transfer Tax Exemption

March 8, 2016 | Posted by: Laurie Anne Faulkner

Great news for home buyers and the construction industry - Effective Feburary 16th, 2016 if you purchase a newly buillt home in British Columbia for up to $750,000 you may qualify to save thousands of ... [read more]

New Downpayment Requirements for Mortgage Loan Insurance

New Downpayment Requirements for Mortgage Loan Insurance

March 7, 2016 | Posted by: Laurie Anne Faulkner

As of February 16th, 2016 the minimum down payment requirements to purchase a home in Canada has changed for anyone needing mortgage laon insurance with CMHC, Genworth or Canada Guaranty  For CM ... [read more]

Laurie Anne Faulkner
Laurie Anne Faulkner
Victoria, Mortgage Broker
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