Looking for your first home?
Buying a home is an exciting time! You're about to take a big step so you'll definitely need some advice from a mortgage professional. I'll help you sort through all the mounds of information and programs available in the market to help you get the best rate and options while taking advantage of all the programs available to you get into that new home faster.
With access to multiple lenders, I'll help you find the best rates and best mortgage products to help you buy your dream home. My best advice? Begin with a pre-approval then find a realtor you feel confident in to work with.
Do I need a pre-approval before I go house hunting?
Yes - it is to your advantage to get a pre-approval to find out how much you can afford before you go house hunting. This will keep you focused on shopping for homes within your price range. You’ll be certain of the size of mortgage for which you qualify, the costs associated for the purchase and your on-going monthly costs. You will also be guaranteed a rate for a specific period of time.
Check out these links for useful information for First Time Home Buyers:
Your First Home Mortgage
The Home Buying Process
Ten Mortgage Terms You Should Know
How Much Can You Afford?
What is a Pre-Approval?
Working With A Realtor
What Documentation Will I Need?
What are Closing Costs?
What is a Down Payment?
How to Save for a Down Payment
Do I Need a Guarantor?
Understanding the Closing Process
Property Transfer Tax
What is the 1st Time Home Buyers Property Tax Exemption
How Much Rebate Can I Apply For?
First Time Home Buyers Property Transfer Tax Guide
Property Transfer Tax In British Columbia
BC New Build Property Transfer Tax Exemption
First Time Buyers Tax Credit